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"CCB is my top pick," said Marco Yau, a senior analyst at CEB International Investment Corp. "Among all major Chinese banks, CCB has been the one delivering good results time after time."

"But today, we are open and receptive to what the consumers have to say because we belong to them," Seth said.

"Can we get enough data, and unbiased data, to deliver the services in a way that ensures the person getting them is not affected by this data? I do believe that these challenges will be overcome if we come together, if we work hand in hand, and if we do create a future that is better for everyone everywhere."

"China is a very important market for United, and it's growing rapidly," he said.

"But the diversity of languages across different markets will pose a major challenge, as companies could no longer leverage the low marginal costs for aggressive expansion as it did in China."